• Address: 2nd St & Franklin St, Oakland, CA 94607 (map)
• Date Posted: 11/11/09

At Essex Mortgage we have been lending home loans since 1983 . We are a "Full Eagle" FHA mortgage direct lender that underwrites your loan in-house NOT brokered out to a third party .This offers many advantages, one is WE CLOSE YOUR LOAN FASTER .

The Federal Housing Administration (FHA) has been helping borrowers realize the American dream of affordable home ownership since 1934.

Advantages include:

1) FHA loans are available to all ,YOU DON'T HAVE TO BE A VETERAN.
2) FHA RATES ARE AT HISTORIC LOWS.
3) HOUSING PRICES ARE NEARING 10 YEAR LOWS.
4)PART OF YOUR DOWN PAYMENT CAN BE FINANCED IN THE LOAN.

* FHA Low Down Payment to purchase your home as little as .5%.
* First time home buyers can claim $8000 federal tax credit .
* With DD-214 & Veteran status . NO DOWN !
* Flexible Credit Guidelines easier to qualify than with conventional home financing, with as low as a 620 FICO score.
* LOW Competitive Mortgage Rates
* The Down Payment for your FHA loan can come from a 100 % gift, and CASH reserves are not an automatic requirement.
* The new loan limit in most CA Counties is $729,750 for a 1 unit. And You can buy up to a 4-plex with this loan.

*****************WE ARE DIRECT LENDERS AND WILL UNDERWRITE YOUR LOAN FILE IN-HOUSE*****************

FHA insures single & multi family (up to 4 unit) homes, condominiums and manufactured housing. Financing options include traditional fixed rate products, adjustable rate mortgages and temporary interest rate buy-downs.

Best of all, your loan is insured by the FHA and the Federal Government.
At Veterans Home Loans - WE DO VA LOANS -NO DOWN- VETS ARE ENTITLED.

Email us for a confidential loan consultation.
or CALL A LOAN AGENT DIRECT AT - (949) 257-6977

Print Ad