If you are behind in your mortgage payments and have been turned down for a loan modification, there may be other options for you to prevent a looming foreclosure.
I am one of the few preferred partners who can help you get an expedited approval for a short sale if that is an option which may be available to you.
Cut and paste link below for details.
http://www.sanjoseshortsaleagent.com/2009/10/15/san-jose-short-sale-agent-is-now-a-preferred-wachovia-short-sale-partner/
Steve Mun Group
650-605-3188